Bookkeeping categories
What category is ChatGPT in bookkeeping?
ChatGPT is usually categorized as Online Software. Even Margin applies that category automatically when the charge arrives.
What ChatGPT is for
Inside Online Software, Even Margin also tags ChatGPT by what it is for: AI Tools. It does the same for the 1,300+ tools on its list, so Analytics can show what your software is for: your spend on each kind of tool, side by side in one chart, with ChatGPT counted under AI Tools.
What ChatGPT charges are
ChatGPT's paid plans are subscriptions from OpenAI, billed monthly or yearly, per person on the plans for teams.
How Even Margin categorizes ChatGPT
Online Software. Applied automatically, at high confidence.
- Even Margin recognizes ChatGPT on your bank transaction, using the merchant list its team curates.
- It categorizes the charge as Online Software with high confidence, so it is applied without asking you.
- Change it whenever you like, and Even Margin keeps your choice.
When a different category fits
Whatever you choose, a rule keeps every ChatGPT charge in the same place, including the ones already in your books.
- OpenAI API usage, billed by how much you use it, is also Online Software and tagged AI Tools, under the merchant OpenAI.
- A personal ChatGPT plan paid from a business card is Owner Draw / Personal.
Do my other AI subscriptions get the same tag?
Yes. Claude, Perplexity Pro, Midjourney, Cursor, Microsoft Copilot and more than 40 tools in all are tagged AI Tools, so Analytics shows what you spend on AI in one group.
Can I see what I spend on ChatGPT and other AI tools?
Yes. In Analytics, the What your software is for chart shows your spend by kind of tool, AI Tools among them, and clicking a group opens every transaction behind it.
About this page
Reviewed 2026-10-08 by the Even Margin team.
These are categories for your books; for how a cost is treated on your tax return, ask your accountant. Merchant names are trademarks of their owners, and Even Margin is not affiliated with them.